Loan Rates & Terms*

Quality

A

Rate 6% - 9.5%
Term 1 - 30 yrs
Points 3 - 6

Quality

B

Rate 10% - 11%
Term 1 - 30 yrs
Points 5 - 6

Quality

C

Rate 11% - 13%
Term 1 - 5 yrs
Points 7 - 9

*Rates and Terms Subject to Change

Loan Rates & Terms*

Quality

A

Rate 6% - 9.5%
Term 1 - 30 yrs
Points 3 - 6

Quality

B

Rate 10% - 11%
Term 1 - 30 yrs
Points 5 - 6

Quality

C

Rate 11% - 13%
Term 1 - 5 yrs
Points 7 - 9

*Rates and Terms Subject to Change

Maximum Loan-to-Value Ratios

Single Family Homes, Family Homes, Mobile Homes, Duplexes, & Fourplexes

65% Loan to Value

Office / Industrial, Apartments, Repair Shops, Strip Centers, Gas Stations, & Warehouses

65% Loan to Value

Churches, Retail Buildings, & Mixed Use Properties

65% - 70% Loan to Value

Restaurants, Hotels, Motels, & Convalescent Hospitals

55% Loan to Value

Lot Loans, Development Projects, & Farm Land

55% - 65% Loan to Value

Raw Land

50% Loan to Value