Rates / Terms

  • Loan amounts from $5,000 to $1,500,000
  • We also buy notes and trust deeds
  • Appraisals not required on most properties
  • Second and third mortgages acceptable in some cases
  • Homes and commercial
  • Farms, land, mobile homes on land and industrial properties
  • Churches and other non-profit buildings
  • Raw land and lot loans
  • Gas stations and repair businesses
  • Development and mountain property
  • Contaminated properties

Current Loan Rates (subject to change)

Quality Rates Term Points
A 6 to 9.5% 1-30 years 1 to 2
B 10 to 11% 1-30 years 1 to 3
C 11 to 13% 1-5 years 1 to 5

Maximum loan-to-value ratios

Single family homes, mobile homes, duplexes, and four-plexes
65% to 70%

Commercial Buildings, Industrial, Office, Apartments

Repair Shops Strip Centers Gas Stations, Warehouses

Churches Retail Buildings Mixed use properties
(Possibly 70% with strong income and property)

65% to 70%
Restaurants, Hotels Motels, Convalescent Hospitals

Lot loans, development projects, farm land
(possibly 65% with good income and strong property)

55%
Raw land
50%

Loan amounts from $5,000 to $1,500,000

Credit not a problem

We also buy notes and trust deeds

Second and third mortgages acceptable in most cases

Homes and commercial

Farms, land, mobile homes and industrial properties

Churches and other non-profit buildings

Gas stations and repair businesses

Foreclosures and bankruptcies

Any type of real estate

Contaminated properties


2304 W. Shaw, Suite 102, Fresno, CA 93711 | phone (559) 438-9999 | fax (559) 438-9992

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